Study and work

Part-time work while you study in NZ

Student Job Search took 434,000 applications for 53,000 roles in the year to June 2026, about eight for every job, and 49% of the jobs it listed were casual. Work is harder to find than it was, and once you have it, the money has rules: your Student Allowance, your tax code and your student loan all react to what you earn. Here is where to look, and how to keep more of each pay.

The rates and rules below were checked with StudyLink, Inland Revenue, Employment New Zealand and Immigration New Zealand on 25 September 2026. StudyLink and Inland Revenue change their figures every 1 April, so check the current ones for your situation.

Where student jobs are listed

Put the hours you can reliably work each week next to your CV. It answers the first question most student employers ask, and it stops you being rostered into a lecture.

Casual, part-time or fixed-term

The law does not define "casual", so read what your agreement says rather than what the ad called it. Employment New Zealand describes the difference like this:

Sick leave starts after six months with the same employer. If your hours are irregular, the six months counts if you worked an average of 10 hours a week, with at least 1 hour in every week or 40 hours in every month. Then you get 10 days a year, whatever your hours.

Before you accept, ask how rosters work around exams, and get the answer in writing. The leave guide has the full rules, which change when the Employment Leave Act 2026 takes over on 6 August 2028.

Your pay and the minimum wage

From 1 April 2026 the adult minimum wage is $23.95 an hour. The starting-out rate, $19.16, only applies if you are 16 or 17 and have been with your employer less than 6 months, 18 or 19 and have been on a specified benefit for 6 months or more, or 16 to 19 and doing industry training of at least 40 credits a year. An 18 year old starting university on a Student Allowance does not fit any of those, so is owed the adult rate from the first hour.

A trial shift is work, and work has to be paid. Employment New Zealand's example is that making two or three coffees at a barista interview is fine, but a whole shift, or even a few hours, would likely be employment. Getting your first job in NZ after study covers IRD numbers and the rest of the first-week paperwork.

How work affects your Student Allowance

StudyLink lets you earn up to $284.70 a week before tax before your Student Allowance is affected. Above that, it reduces cent for cent: every extra dollar you earn that week is a dollar less allowance.

If your allowance falls because of what you earned, living costs from your student loan can make up some of the gap: StudyLink lets you borrow living costs alongside an allowance of less than $333.48 a week, as long as the two together are no more than $333.48.

Tax codes for one job or two

Inland Revenue says you have one main income, your highest income source. Everything else is secondary.

If you have two jobs, the Second job page in Your Career works out which secondary code fits your total income, and what the code you are on will cost or refund you at the end of the year.

Your student loan and the exemption

Inland Revenue's repayment threshold is $24,128 a year, which is $464 a week or $928 a fortnight. In your main job, 12% of every dollar over the pay-period threshold goes to your loan. On a secondary job with SL, 12% of every dollar goes to it, from the first dollar.

That catches students twice: a summer job that pays over $464 a week, and a small second job on S SL. Both take deductions even when your income for the whole year will stay under $24,128. If you are studying full-time and expect to earn under the annual threshold, apply in myIR for a repayment deduction exemption ("Apply for a reduced deduction rate"). It runs from the day you apply to 31 March, so apply again each year you need it.

International students

KiwiSaver on a student job

If you are 18 to 65, eligible and not already a member, a new job that lasts longer than 28 continuous days means your employer must enrol you automatically. From 1 April 2026 that is 3.5% of your pay from you, matched by 3.5% from your employer. You can opt out from day 14 to day 56 of the job, and you have to do it again at each new job.

Before you opt out, count the government contribution: from age 16, the government adds 25 cents for each dollar you put in between 1 July and 30 June, up to $260.72, which takes $1,042.86 of your own money. The KiwiSaver guide covers what happens between jobs.

What each shift is really worth

jobtracker.co.nz shows the take-home pay on every job you save, with PAYE, ACC, KiwiSaver and student loan at 2026/27 IRD rates, and keeps every application in one list with its stage and next step.

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